Website Terms of Use - XS Finance

Welcome to the official website of XS Finance (Pty) Ltd ("XS Finance").

By accessing our website (www.xsfinance.co.za) ("our site"), you agree to these Terms of Use. Please read these terms carefully—alongside our Privacy Policy—as they govern your use of the website and the products and services offered on it.

1. Acceptance and Use of the Website

XS Finance offers this website and the products/services advertised herein to users ("you") subject to these terms, on an "as is" and "as available" basis. While we aim for accuracy and uninterrupted service, we make no guarantees that the site will be free from errors or that it will meet your specific needs.

All information provided is general in nature and not intended as financial or legal advice. Always seek professional advice before acting on website content.

This site is available for personal, non-commercial use only.

2. Website Content and Communication

The advertising of services on this website is merely an invitation to apply, not a contractual offer. Any application you make will be subject to our separate service agreements.

If you do not agree to these Terms of Use or our Privacy Policy, please do not continue using the site.

3. Limitation of Liability

Your use of this site is entirely at your own risk. XS Finance provides no warranty, express or implied, regarding:

- The accuracy, reliability, or completeness of information on the site;

- Interruptions, errors, or failures in accessing the site;

- Viruses or harmful code;

- Unauthorized access to your information;

- Use of any calculators or tools on the site (they are provided for informational purposes only and do not constitute financial advice or loan guarantees).

To the extent permitted by law, XS Finance will not be liable for any loss, damage, or expense—direct or indirect—arising from your use of the site.

You agree to indemnify XS Finance against any loss or liability resulting from your breach of these terms.

4. Privacy

By using our website, you give XS Finance informed and voluntary consent to collect and process your personal data as outlined in our Privacy Policy.

5. Intellectual Property

All content (text, graphics, logos, software) on this site is the property of XS Finance or its licensors and is protected by intellectual property laws.

You may view, download, and print content for personal use only, provided you:

- Do not modify the content;

- Acknowledge XS Finance as the source;

- Do not use it for commercial purposes.

No part of this site may be reproduced without prior written consent from XS Finance.

6. Third-Party Links

Our website may contain links to external websites. These links are provided for your convenience only. XS Finance has no control over, and does not endorse, the content or practices of these third-party websites.

You use such external sites at your own risk.

7. Changes to Terms

XS Finance reserves the right to amend these Terms of Use at any time without notice. Continued use of the site means you agree to the latest version.

8. Security and Account Responsibility

If you access any secure part of this site using a user ID and/or password, you are responsible for:- Maintaining the confidentiality of your login details;

- All activity conducted under your credentials;

- Promptly notifying us if your login information is compromised.

9. Jurisdiction and Legal Matters

These terms are governed by the laws of the Republic of South Africa. Any disputes arising from the use of this site will be subject to South African law.

If any part of these Terms is found to be unenforceable, the remaining parts will remain in effect.

XS Finance reserves the right to suspend or deny access to the website at its sole discretion, without notice.

10. Contact Us

If you have any concerns or questions regarding these Terms of Use, please contact us at:

fhccbeg@kfsvanapr.pb.mn
South Africa