What you'll need:


  • ...

    South African ID number

  • ...

    Your latest payslip

  • ...

    3 Month's Bank Statements
It’s fast, secure, and 100% online.
Loan Amount:
Loan Term:
How much do you need?

When is your next payday?
Calendar

1st Installment:

Fees:

Interest:

Convenient and Reliable Short-Term Loan Solutions

The service is designed to provide a seamless and dependable lending experience for South Africans seeking short-term financial assistance. The fully online platform ensures quick access to funds without unnecessary delays or complex requirements. Whether you are managing monthly obligations or navigating unexpected expenses, this solution offers fast, secure, and reliable support when you need it most.

Follow these 4 steps:

Choose Your Amount Icon

Choose Your Amount:

Borrow from R500 up to R6000 (new clients up to R3000).

Select Your Term Icon

Select Your Term:

Repay over 1 to 3 months.

Apply Online Icon

Apply Online:

100% digital, no paperwork.

Get Paid Fast Icon

Get Paid Fast:

Same-day payout if approved before 3PM.

Manage Your Loan Online

Your XS Finance account gives you quick and secure access to your loan information anytime, anywhere. Log in to view your details and manage your account with ease.

Through your online profile, you can:

  • View your outstanding loan balance
  • Download paid-up letters
  • Reset your password

Need additional assistance? If you require a settlement letter or have any general enquiries, our support team is here to help.

Get in touch with us: